Worldwide Financial Planning

Times of significant stress usually see a sharp rise in the dollar and US treasury yields fall as nervous investors seek a safe haven. Gold often rises as well. None of those things have happened this week.

Whether it’s decision paralysis, overwhelm, avoidance of negative thoughts, or instant gratification elsewhere, procrastination has its many feeders. Talking about life insurance must be done at some point and the sooner the better and in reality - as well as miserably - the best time is now.

China currently struggles with high youth unemployment, weak domestic consumer demand and a property market gummed up by developers who are unable to sell completed properties or finish existing developments amid falling prices and low confidence from potential buyers.

In the financial world for investment and pension funds, there are a few ratings agencies who analyse funds you might invest into. The aim is to come up with the easy marketing tool to show you who the ‘Magnificent Seven’, or ‘Nifty Fifty’ are, so you can make a quick decision.

In the UK, the decision by the Bank of England to keep rates unchanged was no surprise. More interesting was the big decline in consumer confidence and the decline in sentiment has erased all the steady improvement seen this year.

When inheritance tax is due, it must be paid within six months of death. After that, interest is charged. If that sounds draconian, and not overly ‘nice’, given that you are dealing with many emotionally charged issues after a death, you would be right. But it’s how it is.