Worldwide Financial Planning

A collapsed bridge in Italy this week that left 39 dead has further widened the cracks in the Italian government.

This week has been thankfully quiet by recent standards, making it possibly the worst time for an asset manager to make the headlines.

The benefit of a critical illness plan is that it will pay out on the diagnosis of a critical illness rather than death. This allows you to use the lump sum to repay a mortgage, pay down debts, seek medical treatment or simply allow yourself time off work stress free, giving you peace of mind and your body the best chance of survival.

The unwary investor may now buy the fund thinking they have a winner, but in reality, they are buying a fund that has spiked in one sector. Everything that spikes, soon rebalances itself, normally after you have just bought it and lose money.

This week felt like a throwback to a more innocent time, when simple things like the Bank of England's Monetary Policy Committee were all we had to worry about.

There is no defying logic in investments. If you want the biggest returns - they will be found where the most fluctuation is.