Worldwide Financial Planning

The early months of 2016 are going to be a busy time for those seeking financial advice.

So many changes, potential and speculative, are in the chancellor’s thoughts and Treasury’s pipeline – regarding pensions (annuity sales, tax relief, pension ISA) buy-to-let (landlords are clearly in the firing line) and your tax affairs (individual on-line accounts and quarterly up-dating).

Independent Financial Advisers (IFAs) are bracing themselves for this onslaught, as well as evaluating what the changes will actually mean for the investor in the coming months and years.

Don’t expect definitive answers on every topic, especially pensions, from your Independent Financial Adviser (IFA) over the next few months.

They are not being vague or non-committal; it’s just that George Osborne, the Chancellor of the Exchequer, has many changes in the pipeline.

While those areas have been highlighted recently, especially in the autumn statement, it is impossible to make a valued judgment until the “small print” has been studied carefully.

Osborne is not the first chancellor whose deliberations are really determined by the “devil in the detail”!

Expert analysis and comment on the markets this week.

Do the Bank of England (BoE) and No 11 Downing Street, home of the chancellor, bother to keep each other up-to-date on what they are planning and concerned about?

It doesn’t look like it. The chancellor, George Osborne, through this year’s budget and autumn statement, has dealt a series of major blows to landlords, current and prospective, as regards to the buy-to-let boom.

Expert analysis and comment on the markets this week.