Worldwide Financial Planning

Expert analysis and comment on the markets this week.

We live in a complex world these days. Finance is no exception. At every stage of our life, and even after, there are forms to be filled in and taxes to be paid.

It is small wonder the specialist advice of an Independent Financial Adviser (IFA) is regarded by many as a necessity, not an optional extra, when planning for the future.

Expert analysis and comment on the markets this week.

There are two sorts of money worries.

The first is a genuine financial problem. Perhaps you are attempting to obtain a loan for a house purchase or finding the cash to repay a debt.

The other is just worrying about money. Will I ever be able to afford a mortgage, am I saving enough for the future and will I have enough to live on when I retire?

Expert analysis and comment on the markets this week.

Retirement used to be such a simple affair!

You worked until you were 65 (men) or 60 (women) generally received a pension based on your final salary and hoped to enjoy a few years of pursuing a hobby or two, visiting the grandchildren with few or no financial commitments beyond household bills.

Not anymore.