Worldwide Financial Planning

Look at the financial situation in front of you first and simplify it. Clean it up and apply the correct consistent disciplines. Trust me, taking care of the pennies means the pounds will take care of themselves, as my late mother always advised.

UK hiring has fallen as businesses become more cautious. The uncertain outlook means businesses have prioritised temporary jobs over permanent hiring, but the Recruitment and Employment Confederation says temporary hiring is now also slowing and the number of total vacancies continues to decline.

Financial planning for many people can be like licking cardboard but really what it's all about, in simple terms, is about understanding what money you need to set aside for your pantry, fridge and freezer. Making good decisions matters.

Markets started with a bit of new year hangover and slightly weaker jobs data in the US and accelerating inflation in the Eurozone added to the sense that the pre-Christmas enthusiasm for rate cuts was overdone.

For a complimentary mortgage meeting with our mortgage director, please email Worldwide's Mortgage Director Pat Greene on pgreene@wwfp.net or call 01872 222422.

With this column comes a complimentary mortgage review with the Worldwide Financial Planning Mortgage Director, Pat Greene. Pat will also be able to provide you with the latest copy of our Mortgage Interest Rate Guidance Report.