Worldwide Financial Planning

Pensions - go deep into that cupboard and take out that dusty old boring pension and make sure its fit for purpose. It won’t be long before you need it. There are a few obvious things to look at - charges, performance of the fund, and also how the pension’s rules are set up.

The drop was sparked by a really positive US jobs report which showed more than 350,000 new jobs were created in January. This was far higher than expected and, combined with above inflation wage
growth, adds potential upward pressure for inflation.

There should be a connection between knowing what is in your wallet and how close to empty it is. I remember well as an 18-year-old shaking my trousers with dread the morning after a night out. It simply meant I was staying in for three weeks.

The vast majority (75-90 per cent) of doctor visits are for stress related health issues. Over 70 per cent of us recognise finance as the number one stress in our lives. That is no surprise of course and given that somehow all school topics take greater priority in education than money, it’s ok to feel a bit overwhelmed.

Despite the ECB’s efforts to calm expectations of an early rate cut, weak economic data sustained hopes of a cut in the spring. The Japanese central bank is aiming for the same 2% inflation target but is coming from the opposite direction as it tries to shake persistently low inflation.