Worldwide Financial Planning

Spring clean your financial products to make sure they are still fit for purpose. For example some older pensions have a death benefit that is just a return of your premiums, as opposed to your current value of the pension. One case I saw recently had nearly a £100,000 difference.

Much of the talk of the next few weeks will be if this can last the year as various bits of the investment industry publish their new years forecasts.

It isn’t. No one can value it. It’s valued at what speculators push its value to. It isn’t ‘up’ at that price and it hasn’t ‘risen’ to that price. Someone has simply paid that for it.

Whilst Bitcoin could go further, you have to understand the basis on which you are buying it and how it’s valued, and I have yet to meet anyone who could provide me with that answer – anyone.

This week yet more problems for Theresa May have come piling out of the Brexit clown car.

Having made significant progress by securing an agreement on the first phase of negotiations, any momentum was promptly halted through a series of unforced errors.

Selling winners and buying losers has rewarded investors for many years and if you do not have a strategy with your investment portfolio, now is a better time than any.