Worldwide Financial Planning

Theresa May has brought us back a traditional European fudge for Christmas this year.

Wishful thinking and our natural tendency to see what we want to see means that just about everyone is happy with the ambiguously-worded agreement on the Irish border.

Passive investing is simply putting your money into a cheaply run product that just tracks a stock market index for example. It’s cheap and it’s great when the market is rising, as it doesn’t have the downside of expensive charges.

This week we finally learned what the government's real Brexit strategy is, bluster for as long as possible before giving in and agreeing to everything at the last minute.

The terms of the divorce bill, that was apparently agreed this week, sounds a lot like the EU's starting position and doesn't suggest David Davis has negotiated much more over the last six months than a delay.

After years of central banks pouring money in and stimulating stock markets, investors can only look with glee at their pension and investment valuations. All of this is in the face of serious geo-political headwinds, which markets just seem to shrug off as a breeze.

Philip Hammond seems to have got pretty good press from his latest budget, which is remarkable given how little substance it contained.

Perhaps the bar is now so low that as long as the plans don't blow up mid-afternoon or cause an immediate recession then the country will be happy enough?

When the BOE changes rates, there isn’t necessarily always a direct reaction upwards or downwards in mortgage costs from lenders, although we have seen future fixed rates creep up over the last few months.