Worldwide Financial Planning

Why would anyone apply for a mortgage without the help of an Independent Financial Adviser (IFA)? For a start, the IFA will sort out fact from the fiction, letting you know what is feasible with your financial resources and the best lender to approach in your circumstances. Every week, there’s a new media report about

It’s quite astonishing how many newspaper and television stories have a direct bearing on our lives and our plans, especially in the financial world. The fact that those joining the workplace today will not receive their state pension until they are 70, or even later, will surprise nobody.

The reality of freedom and revolution is always less enjoyable and straightforward than when the concept is first proposed. The pension world is proving no different as the reforms and freedoms, announced by the chancellor in 2014 and introduced this April, are not working as smoothly as many expected. Those, who expected to use their

Why are we so reluctant to make a will? Is it purely down to the fact we always think there will be time to get everything straight before we depart? In some cases that might be correct. Statistics show that, on average, we are living longer than ever before – but there is always the

Most revolutions are the result of decades of abuse; the majority is intimidated and kept down at heel with little hope until, finally, the injustice ignites a popular uprising to overthrow the old order. Yet, in the aftermath of such outbursts, not all the casualties are the guilty and much of the blood spilt is

The ‘baby boomers’ are sitting pretty, property-wise. Some have lived in the same house for over quarter of a century and seen its value rise many times, and that increase is all tax free. That’s not quite true. There is tax to pay in the form on Inheritance Tax (IHT) and the success of that