Worldwide Financial Planning

Home owners, especially those with mortgages, have “never had it so good” – to borrow Prime Minister Harold MacMillan’s famous phrase from a 1957 speech. The predictions from a year ago about an interest rate rise have retreated into the medium-term as the UK waits for May’s General Election and the possibility of UK deflation

Financial planning has probably never been as complicated as it is today. It makes the job of the Independent Financial Adviser (IFA) absolutely crucial, especially regarding long-term commitments. As well as the individual’s choice and preferences, the IFA has to keep a careful eye on social trends and their impact on the future. The disturbing

There is a treasure trove of over £10 billion in the UK just sitting there waiting for us to claim it. That is the amount that is in dormant bank accounts, forgotten pensions, unclaimed inheritances and investments and even over payments to energy companies. The unclaimed sums are quite staggering – £41m in premium bonds,

The dream for most investors, whether that hard-earned cash goes into property, equities, premium bonds or pensions, is to see that money grow and provide increasing financial security. The nightmare scenario is that the investment loses value over the years, perhaps disappearing altogether. For many investors, losses often figure larger in the decision-making process than

The world of the pension will become unrecognisable over the next couple of years. The first key date is April this year, when the new financial year starts. That’s when many of the Chancellor George Osborne’s pension reforms come into play.